Need Help Finding a Remortgage ?

Are you having problems with your current mortgage payments ? Now is the time to find a better mortgage deal to lower outgoings

  • Act Now - It's never too late to get help
  • We are specialist in help people who have been declined a remortage elsewhere.

Respossesion Worries?

Take action now. Don't leave it too late. We've stopped many evictions even where our clients were due to be evicted within days of calling.

Bad Credit, No Problem

Now is the time to find a better mortgage deal to lower outgoings. We could help even if you have mortgage arrears, CCJ’s or no proof of income.

Debts to Consolidate?

A re-mortgage can help you pay off existing debts or raise money for other things such as home improvements or a new car.

Remortgage Enquiry Form - an advisor will call you back

your name
 phone number
 2nd phone number
current debts, if any house No.
 		post code
Mortgage required
£ (numerals only) 		when to Phone you

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Typical example: Customer has 2 defaults totaling £3,000. 1 CCJ of £1,250 and 1 missed mortgage payment. Customer wants to borrow £125,202. Lenders' fees is £795 which would be added to the loan. A brokers fee was not added in this example. Total borrowing therefore is £125,997 to be repaid over 25 yrs. Initial fixed rate of 5.99% for 3 years reverting to LIBOR plus 2% which is currently 6.7%. This means 36 monthly payments of £811.30, followed by 264 monthly payments of £861.77. The total amount repayable is £256,714.

Current initial interest rates, range from 4.19% to 7.49%. The average overall cost for comparison is 7.0% APR variable The actual rate available will depend upon your circumstances. Ask for a personalised illustration

  • A brokers fee (typically £2,500) and a lenders fee (typically £795) will be added to your mortgage on completion.
  • Adding existing debt to your mortgage will increase the overall cost and may increase your repayment terms. Early repayment charges may apply and will vary depending on the mortgage you choose.
  • Based on remortgage completions between 01/03/06 - 26/06/06

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other loan secured on it. Typical rate 12.4% APR.